Loan Programs

Modern home with multi-level deck including pool, landscaping and furniture.

When we see a home financing challenge, or identify a demand for a special type of funding, we look for ways to meet the need. Our extensive range of loan programs is the result. These are more than mortgages. They’re doorways to homeownership and financial growth. We’re always developing new solutions, because we believe the status quo is not good enough.

CrossCountry Mortgage Loan Programs

Having a hard time saving for a down payment. Wanting to access home equity but a traditional HELOC takes too long. Building a home and wondering what happens if interest rates go up. Looking for a way to bridge the funding gap between selling one home and buying another. These are just a few of the challenges our clients have brought to us. We’ve designed programs to solve these dilemmas, and more.

Loan Programs

Temporary Buydown

Reduce your monthly payment for 1-3 years at the start of your loan.

Bye Bye PMI

Goodbye private mortgage insurance! Borrow up to 85% with no added monthly cost.

CCM Equity Express

Access your home equity. Fast. A few minutes to apply, a few days to get your funds.

Physician Loans

Specialized financing for new and established physicians and medical professionals, including dentists and veterinarians.

Condo Loans

Financing just for condos, including properties that don’t qualify for conventional condo loans.

Mortgage Rate Lock

Lock your rate and forget about increases while your loan is in process.

Buy Now Refinance Later

Don’t let high rates hold you back. Buy now and we’ll give you $1,500 off when you refinance.

Bridge Loan

Bridge the financing gap between selling your current home and buying a new one.

Lock2Sell

Sell your home faster by buying down the buyer’s mortgage rate. Advertise the lower rate and attract more buyers.

CCM EasyGreen

Finance your energy-efficient appliances and improvements as part of your home loan.

Line Of Duty Death Benefits

Cancels up to $525,000 in mortgage debt for law enforcement, firefighters, and other first responders who die while serving.

Down Payment Assistance Programs

We have programs designed to put homeownership within reach by providing funds for down payments and closing costs. In addition to the programs listed here, there are state, regional and city programs. Your loan officer can help you find local programs.

Explore down payment assistance

CCM Community Promise

$6,500 for eligible first-time homebuyers living in qualifying areas and buying anywhere nationwide.

CCM Smart Start

Up to $5,250 for eligible first-time homebuyers anywhere in the country!

Freddie Mac BorrowSmart Access℠

Up to $4,000 for eligible first-time homebuyers living and buying in qualifying areas.

Ready to start?

Take the first step toward achieving your financial goals—apply now to get started!

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