USDA
USDA Loan Requirements 2024
Homeownership is a big part of the American dream. For many U.S. residents living in rural areas, that dream remains elusive. Families with low or moderate income and first-time homebuyers can get discouraged when faced with escalating costs, high down payments, and fluctuating interest rates. Rural America is important to our national stability and economy. That’s why the United States Department of Agriculture (USDA) started issuing loans to low-income families. USDA guaranteed loans have sparked the development of rural and suburban communities, making single-family housing more affordable and accessible.
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How Does a USDA Loan Work?
USDA loans are a great option for borrowers who want to buy a home in a rural or suburban area. Learn more about how USDA loans work and if you qualify.
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