Tag Archives: dti
How to Lower Debt-to-Income Ratio (DTI) for Mortgage
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How to Calculate Debt-to-Income Ratio (DTI)
Whenever you apply for a loan, lenders will look at several factors to assess your financial health, such as your employment history, credit score, and debt-to-income ratio (DTI). These factors can significantly affect your eligibility for loans, including your mortgage, and will also impact the rates and terms you’ll receive. If you’re not sure what your current DTI looks like, you’re in the right place. The following guide will help you learn how to calculate debt-to-income ratios and better navigate the lending process as a result.
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